If you are a pipe smoker, non-smoker rates are available. It is possible to obtain a non-tobacco rate if you know which company to go to. Let our expertise with tobacco and nicotine underwriting help you find the best company based on your tobacco use. Life Insurance for Pipe Smokers Did you know that while […]
Discover The Way to Non-Tobacco Life Insurance Savings
Tobacco and nicotine users get non-tobacco rates!
When it comes to tobacco and nicotine users, our knowledge and experience will help you save money by finding you the best life insurance rates available.
Life insurance based on type of tobacco or nicotine product:
- Cigar Smokers Life Insurance – Find out which non-tobacco rate you will qualify for.
- Chewing Tobacco Life Insurance – Get the guidelines to your non-tobacco rate.
- Cigarette Smokers Life Insurance – Smoker rates, quit smoking incentives and occasional smokers.
- Pipe Smokers Life Insurance – Always qualify for non-tobacco rates
Learn the Easy Steps to Getting Non-Tobacco Rates:
- What type of tobacco/nicotine product do you use?
- How often do you use tobacco/nicotine products?
- Are you able to provide a negative lab result for nicotine?
- If you quit, when did you quit?
Check out these posts for additional helpful information.
If you smoke cigarettes, it is important for you to understand how life insurance companies underwrite you. At LifeInsuranceAdvisors.com, our tobacco and nicotine underwriting expertise will help you navigate life insurance underwriting in order to obtain your best rate. Smokers Life Insurance – How Underwriting Works Each company has its own set of underwriting guidelines […]
Chewing Tobacco Life Insurance Quotes Do you chew tobacco? Non-tobacco life insurance rates are available if you get to the right life insurance companies. You can even chew at your paramed exam if you want to! At LifeInsuranceAdvisors.com, our underwriting expertise for tobacco and nicotine users will help you find the best rates possible based on your […]
Cigar Smokers Life Insurance If you smoke cigars, many term life insurance companies will treat you as a tobacco user. Your term life insurance rates may be 2-3 times more expensive than a non-smoker. At LifeInsuranceAdvisors.com, our tobacco and nicotine users underwriting experience will help you get the best rate possible based on your specific […]
So, you’re looking at the life insurance application……and you get to that question. Yeah, you know the one. What do I do, what do I do? Truth and consequences….or lie and take some chances??? A lot of people check the box “no” and don’t think about the consequences of that decision. You don’t need that […]